The story we tell
Consumer finance has an efficiency problem
Service providers need income and employment data, but obtaining and verifying that data is either expensive, labor-intensive, high friction, or unreliable (and, often, many of these things at once).
We save businesses time and money by providing them with streaming, real-time access to income and employment data, so they can automate critical workflows, reduce risks, and provide their customers with exceptional experiences. And we do it all through payroll connectivity.
Since 2018, we’ve brought together the brightest minds in the game to build fast, cost-effective, consumer-permissioned connections between payroll processors and businesses of all kinds. Today, businesses that use Argyle benefit from coverage that’s superior to the three largest credit bureaus plus hit rates 4 to 5x higher than all other data providers—all at a fraction of the cost.
The implications for our clients are simply powerful: continuous access to reliable, direct-source data that works with their front- and back-office systems to streamline operations and modernize their products and services. When it comes to income and employment data, nothing is more accurate, more cost-effective, or more efficient.